Rates

Today's Best Rates

Current mortgage rates across our lender network, updated regularly. Rates are a starting point — the right one for you depends on your situation.

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Rates are provided by CENTUM, subject to change without notice, and offered on approved credit. Displayed rates are illustrative and not an offer or guarantee of any particular rate or product.

statusProcess

How We Work

From first conversation to keys in hand — here's what to expect.

1

Discovery Call

A quick conversation to understand your situation, goals, and timeline. No commitment, no pressure.

2

Application

Start on the Scarlett portal in 15–20 minutes. Or we can walk through it together — whichever works for you.

Not sure what you qualify for? Try our calculators
3

Lender Match

With a network of 50+ lenders, I find the right approval, rate and terms for your specific situation.

4

Closing

Final paperwork, signing, and handoff. I'm with you until the funds release.

A real person guiding you the whole way — not a call centre.
statusTestimonials

Real Clients. Real Outcomes.

A few words from clients across the Lower Mainland.

HH
Harpinder H., Vancouver
Purchase

"Mr. Sarup Chandi is the best !! He provided us with all the information we need for the mortgage. He guided us through the entire process and gave us tips to help pay our mortgage down more quickly and efficiently. Mr. Chandi went above and beyond for us and we got the good rate. We recommend him one hundred percent."

PurchaseVancouver
NM
N. Minh, New Westminster
Private Lending

"Very happy with my results. I had a deadline and they got my financing completed on time as they told me they could. The process was simple, plus they were there every step of the way. Would highly recommend using them."

Private LendingNew Westminster
RM
Ravinder M., Surrey
Renewal

"I would recommend using Chandi Mortgages for everything related to mortgages. We did our renewal through them, and we saved a lot of money compared to the rate our bank gave us."

RenewalSurrey
RP
Rajveer P., New Westminster
Alternative Mortgage

"Excellent service and always straight-forward when I meet them. It's my only place for any mortgage related services."

Alternative MortgageNew Westminster
statusFAQ

Common Questions

Quick answers to what most clients ask first.

Let's Talk About Your Mortgage.

Whether you're ready to apply or just exploring your options, the first conversation costs nothing. English, Punjabi, Hindi, or Urdu — your call.