Run the numbers before you call. These tools use real Canadian mortgage math — semi-annual compounding, CMHC tiers, and the B20 stress test.
Disclaimer: These calculators are provided for illustrative purposes only and do not constitute financial advice. Results are estimates based on the information you enter and standard Canadian mortgage formulas. Actual mortgage terms, rates, qualification criteria, and costs may vary depending on your lender, credit profile, and specific circumstances. Always consult with a licensed mortgage professional before making financial decisions. Contact us for a personalized assessment.
ProcessFrom first conversation to keys in hand — here's what to expect.
A quick conversation to understand your situation, goals, and timeline. No commitment, no pressure.
Start on the Scarlett portal in 15–20 minutes. Or we can walk through it together — whichever works for you.
Not sure what you qualify for? Try our calculatorsWith a network of 50+ lenders, I find the right approval, rate and terms for your specific situation.
Final paperwork, signing, and handoff. I'm with you until the funds release.
TestimonialsA few words from clients across the Lower Mainland.
"Mr. Sarup Chandi is the best !! He provided us with all the information we need for the mortgage. He guided us through the entire process and gave us tips to help pay our mortgage down more quickly and efficiently. Mr. Chandi went above and beyond for us and we got the good rate. We recommend him one hundred percent."
"Very happy with my results. I had a deadline and they got my financing completed on time as they told me they could. The process was simple, plus they were there every step of the way. Would highly recommend using them."
"I would recommend using Chandi Mortgages for everything related to mortgages. We did our renewal through them, and we saved a lot of money compared to the rate our bank gave us."
"Excellent service and always straight-forward when I meet them. It's my only place for any mortgage related services."
FAQQuick answers to what most clients ask first.
Whether you're ready to apply or just exploring your options, the first conversation costs nothing. English, Punjabi, Hindi, or Urdu — your call.
